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It’s the time of year that we look ahead and attempt to give our best guesses about the market, the industry, and the effects they may have. So, here are some thoughts about the mortgage world:
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You finally found the house of your dreams! It is priced right and is receiving a lot of attention from other buyers. You don’t want to miss this opportunity so you are ready to put in an offer with the real estate agent immediately. What can you do to guarantee your offer is the one accepted?
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Friday, 20 May 2011 11:45 |
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Realtors and Mortgage Lenders often talk about the COST of buying a house vs. the PRICE of the home. The price obviously is a major component of the cost. |
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Tuesday, 10 May 2011 12:08 |
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A misconception in today’s housing market is that homes are not selling.
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Thriving local businesses are vital to a thriving economy. It all starts locally. Supporting local businesses has always been important to us. We're a local business! |
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According to the most recent Commerce Department report, Personal Spending and Personal Incomes were unimproved from the previous month, and the Savings Rate increased as consumers cut back on spending. While that data sheds light on the slow economic recovery, it also has implications on home loan rates.
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$8,000 you weren't expecting to have. |
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"True love is like a fine wine, the older the better."
The second month of our calendar year brings to mind images of red roses, candy hearts and chubby little cherubs. That means Valentine's Day. |
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What could be better to beat the summer heat than a big scoop of ice cream? |
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Last week I called the customer service line to a major retailer. After going through the automated telephone system, I was given the option of leaving a message or holding for a representative. I chose to hold. After about two minutes, the line went dead.
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We wanted to let you know about a great opportunity that has been extended to our clients.
The NC Housing Finance Agency has allocated our company 1.7 Million dollars in mortgage funding at an interest rate of 4.625%. |
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For the last three months, the 30 year fixed rate has been consistently below 5%. This drop in rates has provided many of us a once in a lifetime opportunity to refinance our mortgages to rates we have never seen before. As a result, those who have taken advantage of this drop in rates are saving thousands of dollars in mortgage interest expense. Regretfully, those days may now be behind us. |
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